XRP (CRYPTO: XRP) fell roughly 5.3% as of 1:59 p.m. ET on Tuesday, Sept. 15, from 4:30 p.m. ET yesterday. A key Senate vote and rising bond yields weighed on the token.
The S&P 500 and the Nasdaq Composite were down 0.5% and 0.8%, respectively.
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The CLARITY Act is facing a vote in the Senate today. The bill, which would create a regulatory framework for using stablecoins and other digital assets in banking and traditional finance, may not have the votes it needs to pass.
Given XRP's place in the banking world and its relation to the stablecoin RLUSD, the Clarity Act could be a significant catalyst for the token.
XRP is also facing headwinds from the broader economy. Sticky inflation and rising oil prices have led the 10-year Treasury yield above 5%, reaching its highest point in nearly 20 years. Markets are also pricing in a 93% chance of a Federal Reserve rate hike this week.
Higher yields drag on speculative investments like XRP as investors decide they're no longer worth the risk when a bonds offer an attractive -- and safe -- return.
This is more of a situation to monitor the situation than a reason to act. That said, I am not a fan of XRP long term, and I would encourage investors to look elsewhere.
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Johnny Rice has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends XRP. The Motley Fool has a disclosure policy.
Why the Cryptocurrency XRP Is Down Today was originally published by The Motley Fool